Born in the U.S., raised somewhere else? You're an "accidental American."
If you were born in the U.S. or to an American parent, you're probably a U.S. citizen, with U.S. tax filing rules, even if you've never lived there. It's not your fault, and it's fixable. Here's how.
Sound familiar?
- Your parents were studying or working in the U.S. when you were born, and you left as a baby.
- You found out you're American when your bank asked about U.S. tax status.
- You don't have a Social Security number, or don't know where it is.
- You're not sure whether to keep U.S. citizenship or give it up.
Your paths forward
How we help
- 1
Confirm your status
Where you were born, your parents' citizenship and your dates decide whether you're a U.S. citizen.
You: answer a few questions.
- 2
Get your tax ID
We explain how to apply for a Social Security number from abroad, or an ITIN if you're not eligible.
You: send the documents we list.
- 3
Catch up
Streamlined filing or former-citizen relief, prepared for you.
You: review, then print, sign and mail. We e‑file your FBARs.
Common questions
Do I really owe U.S. tax if I've never lived there?
You have to file, but you often owe little or nothing. Foreign tax credits and the foreign earned income exclusion usually cover it, especially in higher-tax countries.
Can I renounce without catching up first?
You can renounce at any time, but for tax purposes you need to certify five years of compliance on Form 8854. The former-citizens relief procedure can help if you qualify.
Will Canada or my country collect U.S. tax from me?
Some tax treaties limit help with collection. For example, Canada generally won't help the IRS collect tax from someone who was a Canadian citizen when the tax arose. Rules differ by country.
Just found out you're American? You're in good company.
Answer 3 quick questions and our tax team will explain your options for free.
Get in touch →